Umpqua Bank

  Umpqua Bank 
Account Name  Foundation Checking
Weblink https://www.umpquamerger.com/personal/accounts/foundation-account
Monthly fee $3 (waived if primary account owner is under 18)
Minimum opening deposit $25
Minimum balance requirement None
Can I open an account online? Not available online
Can I open an account using foreign ID like a Matricula? Yes, see below for more info (1)
Can I open this account if I’ve had an account closed in the past? Yes (unless closed due to  fraud)
Out-of-network ATM fee $2.50
Invalid check deposit fee $15
Personal checks available? No
Online bill-pay? Yes
Paper checks sent through online bill pay? Yes
Cost of money orders Not offered ($10 cashier's checks)
Cost of wire transfers $15 incoming, $30 outgoing domestic, $50 outgoing international
Is a free savings account available? No
Is a secured credit card available? Yes
Debit card available? Yes

Footnote:

1) California permits Notaries to accept the following forms of identification:

  • A California driver’s license or non-driver’s ID 
  • A U.S. passport (or passport card) 
  • An inmate identification card issued by the California Department of Corrections and Rehabilitation if the inmate is in prison or any form of inmate identification issued by a sheriff’s department if the inmate is in custody in a local detention facility

California also permits the following IDs, provided they include a photograph, signature, description of the person and a serial or ID number:

  • A driver’s license or official non-driver’s ID issued by a U.S. state 
  • A Canadian or Mexican driver’s license issued by an appropriate public agency 
  • A U.S. military ID 
  • A valid foreign passport from the applicant’s country of citizenship 
  • An employee ID issued by an agency or office of a California city, county, or city and county 
  • An identification card issued by a federally recognized tribal government 
  • A valid consular identification document issued by a consulate from the applicant’s country of citizenship that meets specific requirements. (Note: Matricula consular cards issued by the government of Mexico do not meet California's statutory requirements.) 

Any of the identification documents listed above must be current or issued within the past five years in order to be accepted by California Notaries; if the ID is not on the list, the Notary cannot accept it as proof of identity

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