BMO
Account Name  Smart Money Checking
Weblink https://www.bmo.com/en-us/main/personal/checking-accounts/smart-money/
Monthly fee $5 ($0 if under age 25)
Minimum opening deposit $25
Minimum balance requirement None
Can I open an account online? Yes, with Social Security Number
Can I open an account using foreign ID like a Matricula? Yes
Can I open this account if I’ve had an account closed in the past? Yes 
Out-of-network ATM fee $3
Invalid check deposit fee $0
Personal checks available? Yes
Online bill-pay? Yes
Paper checks sent through online bill pay? Yes
Cost of money orders $5
Cost of wire transfers Incoming free; Outgoing $30 domestic, $50 international
Is a free savings account available? Bundle the BMO Smart Money Checking account with a Savings Builder account and earn $5 every month you grow your Savings Builder balance by $200 or more for the first year (no monthly maintenance fee, unlimited withdrawals, APY of 0.01%)
Is a secured credit card available? Yes
Debit card available? Yes

ON THIS PAGE