Retiree Benefits

Open Enrollment for 2026 is Sept. 29 through Oct. 24, 2025. Changes to benefits outside of Open Enrollment require a Qualifying Life Event, see below for details.

Assistance from Benefit Services is available via email, telephone, or a scheduled appointment. We strive to respond to inquiries within two (2) business days.

Retirees must live within the plan's service area to be enrolled on a City health plan. The live/work rule does not apply for retirees.

2025 retiree benefit information

Are you planning to retire soon?

  1. Review the When You Are Ready to Retire guide for an overview of the necessary steps to retire. 
  2. Review the Deferred Compensation Plans - Separation from City Service Information for information regarding funds in your City of Sacramento 401(a) and 457(b) plans. 
  3. Review your labor agreement to understand your eligibility for retiree health benefits. 
  4.  Schedule an appointment with your Benefit Services team member to complete City paperwork for your retirement.

The City of Sacramento provides retirement pension benefits through the California Public Employees’ Retirement System (CalPERS). Labor agreements are available on the Labor Relations page. Retirees should refer to the Labor Agreement for the rep unit they retired from for the most current information on eligibility of retiree health benefits. For CalPERS pension estimates, please contact CalPERS directly.

Cash-in-lieu

Annual enrollment is required to receive the City's retiree contribution as cash-in-lieu towards your eligible medical premium. If there is a change to your medical premium during the year, you must send proof of your new premium amount to Benefit Services.

Retiree change of address

If you have moved or have had a name change, please update your records with the City by filling out and submitting one of the following forms:

Beneficiary and Address Updates

To update your address or beneficiaries on file with the following you will need to contact each directly:

CalPERS: contact CalPERS directly at 1-888-225-7377 or by visiting their website to change your address on file with CalPERS.

Nationwide: contact directly by visiting CityofSacRetPlan.com if you would like to change your address or update your beneficiaries for your 401a or 457 plan. 

MissionSquare Retirement: updates to your address or beneficiaries for your RHSA can be made by visiting MissionSquare Retirement.

Contact information

For more information or questions regarding SCERS retiree checks, call (916) 808-5495.

For more information or questions regarding available retiree health benefits, call (916) 808-5665, or email benefitservices@cityofsacramento.org.

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